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Audited Financial Results as on 31.12.2017

Audited Financial Results as on 31.12.2016

Audited Financial Results as on 31.12.2015

Financial Statement as on 31.Dec.2018

Audited Financial Statement as on 31.Dec.2018

Exchange Rates


Small to medium size (including retail traders) and corporate companies who undertake to route all business transactions through Bank of India Uganda Limited.

Main features and benefits
  • A credit line for availment as an Overdraft/Loan or L/C or Guarantee.
  • Purchase of equipment such as machinery, equipment, vehicle, tools, fixtures, furniture etc.
  • Acquisition/repairs or renovation of the business premises.
  • Working capital requirement.
  • The eligibility of loan amount will be decided on case by case basis depending on various factors like type of asset purchase/value of the account/cash-flow projections/annual income/collateral security etc. acceptable to the bank.
  • We finance Up to 85% depending upon value of other collateral security.
  • Repayment Period; Overdraft - on demand, subject to annual review for working capital limits. Loan – maximum of 84 months (7 years).

Basic Requirements
  • Formal Application stating the amount, purpose, tenor, source of repayment and pro-posed security.
  • Financial card number for the borrower
  • Third party guarantee of persons with adequate worth. (Can be waived at the discretion of BOIUL depending on the standing of the borrower).
  • Charge on the assets created out of the loan amount
  • Collateral security acceptable to the Bank.
  • Personal Guarantee of directors/partners/proprietors /property holder. Any deviation in terms would need approval of sanctioning authority on merits.
  • The assets acquired from the acquired loan should be fully insured covering appropriate risks and the policy to be assigned in the name of Bank of India Uganda Limited.